Insurance broker Howden US has appointed Joe Clark as President and Dale Krupowicz as Head of Operations for its Private Risk Solutions business.
The broker stated that these appointments reinforce its commitment to building a modern, client-centric model for high-net-worth and ultra-high-net-worth individuals.
The pair will lead the development of Howden’s US private client operations, focusing on proactive risk management, personalised protection strategies, and an enhanced client experience.
Additionally, in her new role, Krupowicz will oversee operations, service excellence, and team development, ensuring a consistent, people-first experience across all client touchpoints.
Clark has over two decades of experience in personal lines, private client, and family office insurance, with expertise in building high-performing teams and deep carrier partnerships.
Most recently, he served at The Liberty Company Insurance Brokers as President of Liberty Select, and previously held the role of Chief Growth Officer at Aon Private Risk Management.
Krupowicz has over three decades of experience in high-net-worth personal insurance and is a Certified Advisor of Personal Insurance (CAPI).
Previously, she was Chief Operating Officer and Partner at a boutique personal insurance agency, where she led operational strategy and client services for 17 years.
Mike Parrish, Chief Executive Officer, Howden US, commented, “Joe and Dale’s appointments mark an important step in our vision to build something new in the private client space. Together, they bring the perfect balance of strategic leadership and operational expertise needed to create a fresh, forward-thinking alternative for clients seeking more from their insurance partner.”
Clark added, “The opportunity to help shape Howden’s U.S. private client business is incredibly exciting. We’re not just replicating what already exists—we’re reimagining how risk is managed and how relationships are built. Our goal is to combine proactive protection with a level of service and foresight that sets a new standard in the market.”
Krupowicz said, “Our strength lies in people—our advisors, our partners, and our clients. That’s what makes Howden’s culture so powerful and why we’re poised to deliver something truly different.”
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