{"id":4515,"date":"2026-02-05T11:30:19","date_gmt":"2026-02-05T12:30:19","guid":{"rendered":"http:\/\/www.xinetica.com\/?p=4515"},"modified":"2026-02-05T14:28:36","modified_gmt":"2026-02-05T14:28:36","slug":"allstate-revenues-increase-5-1-in-q425-with-net-income-reaching-3-8bn","status":"publish","type":"post","link":"http:\/\/www.xinetica.com\/index.php\/2026\/02\/05\/allstate-revenues-increase-5-1-in-q425-with-net-income-reaching-3-8bn\/","title":{"rendered":"Allstate revenues increase 5.1% in Q4\u201925 with net income reaching $3.8bn"},"content":{"rendered":"

The Allstate Corporation published its financial results for the fourth quarter of 2025, reporting $17.3 billion in total revenues, 5.1% higher than the prior year quarter, and a net income of $3.8 billion, which compares to the $1.9 billion seen in the same period last year.<\/p>\n

\"\"The insurer also reported its financial results for the full year 2025, with total revenues seeing a 5.6% increase, to $67.7 billion, compared to the year prior. Net income stood at $10.2 billion, which compares to the $4.6 billion reported in 2024.<\/p>\n

Adjusted net income for Q4 2025 was $3.8 billion, compared to the $2.1 billion seen in Q4 2024. The 2025 adjusted net income was $9.3 billion, generating an adjusted net income return on equity of 38.3%.<\/p>\n

Property-Liability earned premiums reached $14.8 billion in Q4, a 6.1% increase driven by higher average premiums and policy in force growth. Underwriting income was $4.0 billion compared to $1.8 billion in the prior year quarter.<\/p>\n

Premiums written increased 5.9% compared to Q4 2024, reflecting higher auto and homeowners insurance average premiums and policies in force.<\/p>\n

\n
\"Catastrophe<\/a><\/div>\n<\/div>\n

Property-Liability combined ratio was 72.9 for the quarter, which was an improvement of 14.0 points versus the prior year quarter due to higher average earned premiums, favourable non-catastrophe reserve releases and lower catastrophe losses.<\/p>\n

Catastrophe losses in Q4 2025 dropped 49%, totalling $209 million, compared to the $410 million seen in Q4 2024.<\/p>\n

Policies in force increased by 2.0%, led by growth in auto and homeowners insurance policies.<\/p>\n

Tom Wilson, who leads The Allstate Corporation, said:\u201cAllstate had a terrific year by better serving customers and making protection more affordable. We proactively reduced premiums for 7.8 million auto and homeowners insurance customers by an average of 17% through tailored coverage reviews to offset cost inflation.<\/p>\n

\u201cWe also improved 69 million customer interactions and provided customers with nearly $38 billion in support and financial resources when the unexpected happened in 2025.\u201d<\/p>\n

Wilson further noted that total policies in force climbed to 210.9 million in Q4, a 3% year-over-year increase. This was driven by \u201cbroad distribution and affordable, simple, connected products.\u201d<\/p>\n

Allstate Protection auto insurance written and earned premiums grew 3.1% and 2.9% in Q4 2025, respectively, compared to the prior year quarter.<\/p>\n

Auto insurance policies in force grew by 2.3% with a 22.8% increase in new business reflecting expanded distribution, increased marketing, new products and sophisticated rating plans.<\/p>\n

Allstate Protection homeowners insurance continues to be a \u201ccompetitive advantage.\u201d The segment delivered an underwriting profit of $1.8 billion, up from $1.1 billion in the prior year quarter, reflecting lower catastrophes and excellent underlying margins, the company noted.<\/p>\n

Written premiums and earned premiums increased by 13.4% and 14.3% compared to Q4 2024 respectively, due to higher average premiums and policy in force growth.<\/p>\n

Protection Services\u2019 revenues increased to $917 million in Q4 2025, 3.1% higher than the prior year quarter, primarily due to Protection Plans and Roadside.<\/p>\n

Finally, Allstate reported net investment income of $892 million in Q4 2025, which increased by $59 million from the prior year quarter primarily due to market-based portfolio growth.<\/p>\n

The post Allstate revenues increase 5.1% in Q4\u201925 with net income reaching $3.8bn<\/a> appeared first on ReinsuranceNe.ws<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

The Allstate Corporation published its financial results for the fourth quarter of 2025, reporting $17.3 billion in total revenues, 5.1% […]<\/p>\n","protected":false},"author":1,"featured_media":1645,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[14],"tags":[],"_links":{"self":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts\/4515"}],"collection":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/comments?post=4515"}],"version-history":[{"count":3,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts\/4515\/revisions"}],"predecessor-version":[{"id":4518,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts\/4515\/revisions\/4518"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/media\/1645"}],"wp:attachment":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/media?parent=4515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/categories?post=4515"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/tags?post=4515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}