{"id":2918,"date":"2025-10-23T13:30:30","date_gmt":"2025-10-23T13:30:30","guid":{"rendered":"http:\/\/www.xinetica.com\/?p=2918"},"modified":"2025-10-23T14:28:20","modified_gmt":"2025-10-23T14:28:20","slug":"ategrity-reports-q325-net-income-of-22-7m-as-gwp-swell-30","status":"publish","type":"post","link":"http:\/\/www.xinetica.com\/index.php\/2025\/10\/23\/ategrity-reports-q325-net-income-of-22-7m-as-gwp-swell-30\/","title":{"rendered":"Ategrity reports Q3\u201925 net income of $22.7m as GWP swell 30%"},"content":{"rendered":"

Ategrity Specialty Insurance has posted net income attributable to stockholders of $22.7 million in Q3 2025, up 76.2% from the same period in 2024.<\/p>\n

\"\"Ategrity’s Q3 2025 gross written premiums (GWP) also increased by 30.1% to $143.9 million, driven by the execution of the firm’s growth initiatives and increased engagement across its expanding distribution network.<\/p>\n

Notably, GWP for casualty lines rose 41.4% year-over-year to $98.9 million, while property lines increased 10.8% year-over-year to around $45 million.<\/p>\n

According to Ategrity, the acceleration in property growth reflects the full-year impact of pricing and catastrophe management measures implemented in Q3 2024.<\/p>\n

Elsewhere, the firm’s Q3 2025 underwriting income reached $10.6 million, up a massive 207.7% from $3.5 million in Q3 2025.<\/p>\n

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\"Brit<\/a><\/div>\n<\/div>\n

With this in mind, the combined ratio for Q3 2025 was 88.7%, a decrease from 95.3% in Q3 2024, driven by improvements in both the loss and expense ratios.<\/p>\n

Additionally, Ategrity’s investment income grew positively, reaching nearly $11 million in Q3 2025.<\/p>\n

Ategrity’s President and Chief Underwriting Officer, Chris Schenk, commented on the figures, \u201cThis quarter\u2019s performance demonstrates how combining disciplined underwriting with the strategic deployment of technology drives strong operating results.<\/p>\n

“Submission growth accelerated in the third quarter, reflecting our expanding distribution network and record demand for our products. We remained selective in our underwriting, attaining our target hit ratios.<\/p>\n

“We achieved rate increases ahead of loss trend in both property and casualty lines. Our results benefited from favourable property experience and a deliberate shift in our portfolio toward areas of our business with stronger underlying economics.<\/p>\n

“We also improved our exposure profile and grew premiums faster than expenses. Taken together, these results reinforce the scalability of our productionised underwriting model and its ability to deliver sustainable growth and profitability.\u201d<\/p>\n

Ategrity’s Chief Executive Officer, Justin Cohen, said, \u201cAtegrity delivered another quarter of top-line growth and margin expansion. Our results reflect consistent execution of our underwriting strategy, supported by disciplined pricing and prudent risk selection.<\/p>\n

“Growth initiatives and broader distribution drove higher submission volume, which we converted into profitable business without compromising selectivity. Our business scaled efficiently, producing operating leverage and a lower expense ratio.<\/p>\n

“We operate a differentiated model underpinned by analytics and automation that continues to extend our advantage in the market and drive profitable growth.\u201d<\/p>\n

The post Ategrity reports Q3’25 net income of $22.7m as GWP swell 30%<\/a> appeared first on ReinsuranceNe.ws<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ategrity Specialty Insurance has posted net income attributable to stockholders of $22.7 million in Q3 2025, up 76.2% from the […]<\/p>\n","protected":false},"author":1,"featured_media":2920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[14],"tags":[],"_links":{"self":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts\/2918"}],"collection":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/comments?post=2918"}],"version-history":[{"count":3,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts\/2918\/revisions"}],"predecessor-version":[{"id":2922,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/posts\/2918\/revisions\/2922"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/media\/2920"}],"wp:attachment":[{"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/media?parent=2918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/categories?post=2918"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.xinetica.com\/index.php\/wp-json\/wp\/v2\/tags?post=2918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}